2020 DC FINTECH WEEK REPLAY
We’re pleased to provide the entire 2020 DC Fintech Week to you for on-demand viewing.
Monday, Oct. 19, 2020
Interest in digital currencies and products varies around the world, as do the players, policies and infrastructures supporting them. In this panel we talk about how Asia compares and contrasts with the rest of the world.
Featuring: Douglas Arner, Kerry Holdings Professor in Law & Director, Asian Institute of International Financial Law, University of Hong Kong; Michael Barr (Moderator) Joan and Sanford Weill Dean of Public Policy, University of Michigan; Sunayna Tuteja (Moderator), Head of Digital Assets & Blockchain, TD Ameritrade; John Cho, Director of Business Strategy & Development, Ground X; Simon Hawkins, Counsel, Latham & Watkins LLP; Alan Xin, Chief Operating Officer, CoinDesk China.
This is the opening session at Day 1 “Making (or Breaking?) Money” of DC Fintech Week 2020.
Presented by Yuliya Guseva, Professor of Law, Rutgers Law School at Day 1 “Making (or Breaking?) Money” of DC Fintech Week 2020.
Switzerland attracted worldwide attention when the Libra Association decided to put its Headquarters in Geneva. The country’s top regulator – Mark Branson, Chief Executive Officer Swiss Financial Market Supervisory Authority (FINMA) – speaks about how he intends to oversee the project at Day 1 of DC Fintech Week – “Making (or Breaking?) Money.”
CBDCs are the hottest issue in international markets–and monetary relations. Five insiders compare and contrast approaches, and where projects are headed on Day 1 of DC Fintech Week 2020-“Making (or Breaking) Money”.
Speakers – Benoît Cœuré , Head of the BIS Innovation Hub; Jon Cunliffe, Deputy Governor, Bank of England; Cecilia Skingsley, First Deputy Governor, Riksbank (Central Bank of Sweden); Christopher Giancarlo, Co-Founder, Digital Dollar Foundation; Senior Counsel, Willkie Farr & Gallagher LLP; Former Chairman, CFTC.
In this conversation with Brad Garlinghouse we will talk about what the Pandemic has meant for crypto, the role of interoperability in an increasingly diverse word of cryptocurrencies, and Board diversity in Silicon Valley. At Day 1 of DC Fintech Week – “Making (or Breaking?) Money”.
No other agency has moved as swiftly to adapt banking to digital assets than the OCC. In this conversation with Brian Brooks, the Acting Director of the agency, we discuss recent regulatory proposals and their likely implications for the industry.
The CFTC is the agency responsible for regulating those digital assets with the largest market capitalizations in the United States. We talk to the agency’s Chairman to discuss just what that means in a world of evolving digital assets like stablecoins, and whether new derivatives.
There are many models for “money”–account based models and tokenized money dominate many conversations, but other pathways are breaking new ground as well, including new emoney solutions and conceptions of money as an infrastructure or platform that could support new financial applications and innovations. We talk on this panel about what’s likely–and possible.
Speakers – Andres Wolberg-Stok, Head of Strategy, Office of the CTO, Citi; Robert Bench, Assistant Vice President, Federal Reserve Bank of Boston; Patrick Murck (Moderator), Chief Legal Officer, Transparent; Jenny Cieplak (Moderator), Partner, Latham & Watkins LLP; Neha Narula, Director, MIT’s Digital Currency Initiative; Dante Disparte, Vice Chair and Head of Policy & Communications, Libra Association
Tuesday, Oct. 20, 2020
The World Bank estimates that roughly one billion people lack an official foundational identification. These one billion people are unable to prove their identity (ID), and millions more have forms of identification that cannot be reliably verified or authenticated, resulting in exclusion from economic opportunities. We discuss in this panel the growing panoply of solutions–and the contexts in which they could work.
Speakers: Andrew McCormack, Centre Head, BIS Innovation Hub- Singapore Centre; Charles Walton, Senior Vice President – Digital Identity, Mastercard; Seny Kamara, Associate Professor, Brown University; Bradley Carr (Moderator), Managing Director, Digital Finance, Institute of International Finance; Andrew Rostami, Head of Unsecured Lending and Cards • Citizens Bank; Maria Adamjee, Head of Partnerships and Alliances, Beacon Platform
Data is changing, from its size, bespokeness, to applications. And as such understanding and applying it is becoming more challenging. In this session we explore how data has changed–and the strategies firms are employing to make sense of it all.
Featuring Kahina Van Dyke, Global Head, Digital Channels & Data Analytics, Standard Chartered, and Yolande Piazza, Vice President, Financial Services, Google LLC
No country has been an earlier, or more successful adopter of e-money than Kenya. In this session, we explore what Mpesa meant for Kenya’s economic development, and the lessons it holds for the rest of the world.
As the Director of FinCEN, Kenneth Blanco has seen it all, and has a unique perspective on frailties undermining new, otherwise innovative technologies. We sit down to hear the latest on the agency’s activities and priorities.
Moderated by Prof. Brummer and Julia Friedlander, Senior Fellow and Deputy Director, GeoEconomics Center, Atlantic Council of the United States.
AML and KYC obligations are one of the major challenges facing any digital market participant. In this panel, part of IFM’s Smart Regulation project, we respond to Mr. Blanco’s remarks, and explore how industry participants are navigating the concerns and benchmarks set by US and global watchdogs.
Cloud architectures are constantly evolving–set to disrupt not only conventional data storage, but also each other. This panel provides an overview of the operational complexity and opportunity presented by cloud architectures, and what they mean as base layer infrastructures for fintech itself.
Featuring Olivia Peterson, Principal, AWS Federal Financials; Jem Pagan, CEO, BlueSky Consulting; John Linfield, Head of Enterprise Data Office, Standard Bank; Maria Adamjee (Moderator), Head of Partnerships and Alliances, Beacon Platform; Bradley Carr (Moderator), Managing Director, Digital Finance, Institute of International Finance.
Technology doesn’t necessarily remove bias. Sometimes it transforms, or even exacerbates it. Understanding these risks is insufficient; regulatorily compliant systems also have to be ready explain the impact of what they do, and why it may or may not impact core ethical and legal obligations. This panel examines the latest cutting edge questions raised in the industry, and efforts by regulators to address them.
Featuring Melissa Koide, Chief Executive Officer, FinRegLab; Mahmoud Mamlouk, Director Machine Learning and AI • BMO Financial Group; Bradley Carr; Managing Director, Digital Finance, Institute of International Finance; Patrice Ficklin, Fair Lending Director, Consumer Financial Protection Bureau; Petal Walker, Special Counsel, WilmerHale, LLP
Wednesday, Oct. 21, 2020
The Geography of Fintech isn’t what it used to be, and is rapidly changing. In this session we explore the hot spots for innovation, how they compare and contrast to the United States, and how differences in domestic market and regulatory ecosystems shape the feel and look of fintech.
Speakers include Reena Aggarwal, Robert E. McDonough Professor of Finance & Director, Center for Financial Markets and Policy, Georgetown University; Ronit Ghose, Global Sector Head for Banks Research, Co-Head of the FinTech Group and Head of MENA Research , Citi; Aaron Klein, Fellow, Economic Studies, Brookings; Javier Saade, Managing Partner of Impact Master Holdings and Venture Partner, Fenway Summer Ventures.
Like any industry, US fintech faces competition from abroad. But many other countries have simpler, and some argue, more effective rules and ecosystems for supporting a competitive industry. In this session we take a closer look at the facts, and the economic diplomacy underway to maintain or bolster the US position.
Feat. Joe Lubin (Keynote), Founder & Chief Executive Officer, Consensys; Brent J McIntosh (Keynote), Undersecretary for International Affairs, United States Department of the Treasury; Chris Brummer; Jai R Massari (Moderator), Partner, Davis Polk & Wardwell LLP.
As the former Comptroller of the Currency and founder of Promontory, Eugene Ludwig has seen what it takes to regulate, create, and invest in financial services. We talk to him about his latest foray into fintech with Canapi–and how and whether fintech or the regulatory system can evolve fast enough to meet the demographic, racial, and social changes coming to the marketplace.
Moderated by Yesha Yadav, Professor of Law at Vanderbilt Law School, and Chris Brummer, Professor of Law and Faculty Director of the Institute of International Economic Law at Georgetown Law.
Most American workers are struggling with their finances today, few have enough in savings to weather emergencies and large expenses. COVID has only magnified the situation – fourteen percent of Americans, about 46M people, have wiped out their emergency savings in the last six months. Hard-working Americans shouldn’t have to stress out about money on top of everything else right now – which is where Sunny Day Fund comes in. We’ve built an easy, accessible emergency and personal savings platform that helps workers save directly from their paycheck and earn gamified cash rewards. With the help of policymakers and regulators, we believe we can make it easier and more attractive for workers to build liquid savings today, which in turn protects their financial foundation for tomorrow.
Presented by Charles Delingpole, Founder & CEO of ComplyAdvantage, the regtech company transforming the compliance industry through data science and Machine learning to neutralize the risk of financial crimes.
Companies in the mortgage industry are driving a digital-first evolution by leveraging new technologies to create innovative products and experiences for their customers. Buying a home is typically the largest purchase a consumer will make over their lifetime so it is essential for consumers to have all the information they need at their fingertips to secure a mortgage at the right time.
With FinLocker consumers are able to collect and permission their financial information ahead of getting a mortgage and make an offer on a home with a loan commitment from their lender. Consumers also have access to educational resources and a personalized financial health dashboard.
Consumers access FinLocker through their financial institution via desktop or mobile app and manage their financial information though a personal data and document vault or locker. For Lenders, FinLocker, in partnership with TransUnion helps them educate consumers and streamline the application process, as well as gain deeper insights into consumers’ actions and behaviors. This provides lenders with the information they need to make smarter risk decisions and uncover new opportunities to drive growth.
A consumer’s personal information is the key to unlocking new economic opportunities. However, the current processes for securing credit can make it difficult for consumers to leverage their data assets to their full potential. FinLocker’s relationship with TransUnion is well-positioned within the financial services industry to bring a more streamlined approach to the loan application and approval processes for both lenders and consumers.
Presented by Collin Almquist, Public Sector Operations, Chainalysis, and Jackie Koven, Solutions Architect, Chainalysis.
Matthew Leaney, Chief Revenue Officer, Silent Eight. Matthew is based in New York City and is the Chief Revenue Officer of Silent Eight. As CRO, he oversees all aspects of growth and is constantly seeking new avenues for Silent Eight’s award-winning AI to aid organizations in their fight against money laundering and financial crime.
Thursday, Oct. 22, 2020
In this panel we take a look at how (and whether) the VC industry is changing, and what the country’s evolving racial discourse is likely to mean for VC and the greater fintech community.
Featuring Chinedu Enekwe, General Partner, Aux21 Capital; Adrienne A. Harris, Professor of the Practice, University of Michigan; Theodora Lau, Founder, Unconventional Ventures; Kabir Kuma, Director, Flourish Ventures; Chris Brummer, Founder, DC Fintech Week.
Adeyemi Ajao, one of the most successful VCs in the country, shares his views on Silicon Valley, what it means to be a Black Founder, and the immigrant experience in tech.
Technology is all too often characterized as being the product of West and East Coast innovation. We talk to Wade Arnold to talk about what it takes for innovation to thrive beyond Silicon Valley, Manhattan and the Beltway.
Moderated by Margaret Tahyar, Co-Head of Davis Polk’s Financial Institution Group and Chris Brummer, JD, Ph.D, Founder, DC Fintech Week; Featuring Wade Arnold (Keynote speaker), Founder and Chief Executive Officer, Moov.
Creating innovative fintech isn’t usually the product of an epiphany. Instead, it’s the result of processes designed to generate new ideas. In this session we talk about how innovation is created, and how diversity of thought and experience can create competitive advantages in the process.
Featuring Brant Cooper, CEO, Moves The Needle; Reece Akhtar, Founder, Chief Science Officer, Deeper Signals; Jannick Malling, Co-Chief Executive Officer and Founder, Public.com; Troy Foster, Partner, Perkins Coie; Troy A. Paredes, Founder, Paredes Strategies LLC.
Moderated by Maria Adamjee, Head of Partnerships and Alliances, Beacon Platform.
Women, though outnumbering men in the workforce and higher education, still attract a small fraction of the capital needed to support successful ventures. In this panel we talk about how women can build financial equity in their ventures and careers–and whether such strategies overlap with the aims of other underrepresented groups.
Featuring Jalak Jobanputra, Founding Partner, Future Perfect Ventures; Jenny Xia Spradling, Co-Chief Executive Officer, FreeWill; Mary Ellen Iskenderian, President and Chief Executive Officer, Women’s World Banking; Heather Childs (Panelist), Head of Payments Operations, Identity, Risk, & Compliance, Uber.
Moderated by Yvette Valdez, Partner, Latham & Watkins LLP; Christopher Brummer, JD, Ph.D, Founder, DC Fintech Week